Put the first 10% of each paycheck into a mutual fund account.
Sorry, I don't believe you: it IS possible to save money
painlessly, no matter how little you make. How?
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You won't miss what you don't see: have it taken out of your
paycheck and sent to a 401(k) or other retirement plan.
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You can't decide every month: set up automatic transfers from
checking to mutual funds.
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Forget willpower! Make it hard to withdraw money: don't sign up for
telephone withdrawal privileges.
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