Retirement
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Open a Roth IRA and fund it every year.

There are plenty of useful retirement vehicles that you can utilize.  The Roth IRA will provide you with tax-free income during your retirement years, and shouldn't be missed.  In addition, if you have access to any of the following, make the maximum tax-deductible contributions to them each year:

401(k)

SIMPLE-IRA

403(b)

SEP-IRA